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Don't enroll in an annuity program until you've researched your options thouroughly. We encourage you to browse the topics below.

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Mutual of Omaha Deferred and Immediate Annuities

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Mutual of Omaha offers different annuities depending upon the state that you live in. For example, in California there are immediate payment annuities and deferred payment annuities. Immediate payment annuities provide income payments as soon as one month or no later than a month after the first year that you purchase the annuity from Mutual of Omaha. This is an annuity that heralds a new age of guaranteed lifetime income. This is an annuity that bequeaths access to your money which is important to some investors you do not want to tie up money and not have any access to it if the need arises.

There are also deferred payment annuities which is a way of pre-funding your extensive retirement portfolio by setting aside money for a future date that will pop up when you need it. There is a flexible payment annuity that has tax deferred benefits. This is an annuity with a 5 year or 7 year guaranteed interest rate. This annuity has a built in long term care benefit inherent in the purchase of the product itself.

The Mutual of Omaha plan gives you an overview of what they have to offer, it determines your needs, it offers the plan details, and then tell you why you should choose them.

The Ultra Income annuity is a single premium immediate annuity that makes income payments over a whole lifetime. This will give you an income option that you can not possibly outlive. You can choose from multiple income options tailored to your specific needs. It also offers the cost of living adjustments. If you are afflicted with certain health conditions, you can get larger payouts without upping your premium anymore than you absolutely need to. This option is good for you if you are at, or near, the age of retirement, are currently using income from your retirement investments, need to substitute income from your regular paycheck, and need funding for your current living costs. If you are nearing retirement and want to fund an early retirement or require a supplement to your income, then this option is for you.

Income Access is another immediate annuity that is offered that gives you access to your money when you need it and 10% or 20% increase when you have certain medical conditions. The optional benefits tailored to to this annuity are a guaranteed death benefit, nursing home rider, survivor continuation option, and inflation protection. Nine times out of ten you will want to go with this annuity because it is immediate and offers fast cash for people that need extra income when they are in the age of retirement.

There is also the Bonus Flexible Annuity that is a flexible premium deferred annuity that allows your money to grow in a tax deferred status and gives you access to your money when you need it. People who are looking to start upping their retirement savings now should review the Bonus Flexible Annuity and consider using it.
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